Typically, inconvenience is accumulated at the least appropriate time. The annual bill of services is higher than expected, the car does not start, the washing machine breaks, you wash the apartment to your neighbors and you have to pay for repairs, children come with a new ring or ski course application. Until then, the fragile financial balance is irretrievably the one there, you fall asleep hard and are looking for a way out of the vicious circle of fees and bills.
It is definitely not worth delaying payments. A number of commitments are linked to a rapid sequence of reminders, penalties for late payments and restrictions on services rendered. Zoom out significantly increases the amount owed, puts you in front of complex administrative tasks, and may even reduce your standard of living. Waiting for “self-evolution” is the worst option.
Solve problems now
If there is a long list of obligations on you, it is high time to stop and look at the distance. Write down the costs that are absolutely necessary for your life. Hiring, energy, commuting costs, school duties.
Items such as phone plan, high-speed internet, and a wide range of TV channels can be customized. For a temporary period it will bring some disadvantages, but it is definitely better to briefly frustrate than a few months later to address the bailiff’s visit.
Think about every expense
One of the biggest items in spending is always purchases. Food prices and drugstores rise to dizzying heights, but there is always a way to buy better.
Maybe it will cost more time and thinking at the beginning, but large chains offer quality food at bargain promotions. Try to prepare a menu for a week in advance and choose food in action as a priority, see how much hundreds of dollars you pay at the box office.
Avoid unnecessary temptation
An essential prerequisite for success is firm willpower. Of course, small gifts, sweets or new clothes will please. But now it’s time to close your eyes and hold on for a while.
Avoid targeted sales ads, do not click clothing chain ads. You can also show joy. In the offer of big cities you can find an interesting café instead of a luxury restaurant, instead of the theater go for a romantic stroll through the historic center for once.
Settle all debts
Get rid of all obligations first. Compare the bills and payment instructions in a row and get rid of all your debts even with a short-term loan. You can easily repay one loan without significantly disrupting the normal functioning of the family, and do not put a scarecrow in the form of reminders and a disordered past.
Captain John Yossarian offers the best option. The system of available non-bank loans will give you the missing amount quickly and without unnecessary administration. It will help you overcome difficult times and move you towards financial balance.